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General Questions

Common questions about general questions

Home Loans

Common questions about home loans

Refinancing

Common questions about refinancing

Brokerage Services

Common questions about brokerage services

Application Process

Common questions about application process

5% Deposit Scheme (No LMI) — First Home Buyers 2025

Questions about our 5% deposit scheme (no lmi) — first home buyers 2025 services

Business Loans Australia

Questions about our business loans australia services

Commercial Property Loans

Questions about our commercial property loans services

Construction Loans

Questions about our construction loans services

Equity Home Loan

Questions about our equity home loan services

Family Home Guarantee

Questions about our family home guarantee services

First Home Loans

Questions about our first home loans services

Home & Land Packages Loan

Questions about our home & land packages loan services

Home Loans

Questions about our home loans services

Investment Property Loans

Questions about our investment property loans services

Land Loans

Questions about our land loans services

Low Doc Loans

Questions about our low doc loans services

Personal Loans Australia

Questions about our personal loans australia services

Refinancing Home Loan

Questions about our refinancing home loan services

Regional First Home Buyer Guarantee

Questions about our regional first home buyer guarantee services

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Sumit Joshi - Senior Loan Advisor

Sumit Joshi

Senior Loan Advisor & Director

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330+ Reviews
Free Pre-Approval Consultation Available
12+
Years
2000+
Families
50+
Lenders

We can't thank Sumit enough for helping us secure our first home - especially in such a tough and competitive market. He truly went above and beyond at every step of the process. From answering all our questions with patience to finding the best possible deal, his dedication and expertise made all the difference. We always felt supported and informed, and his commitment gave us confidence during a very stressful time. Thanks to him, we're now proud homeowners. Highly recommend to anyone looking for a mortgage broker who genuinely cares.

- Vandhana Naidu

What Our Customers Say

5 out of 5

Based on 331+ verified Google Reviews. Here's what our satisfied customers have to say about their experience with RyRo Loan Centre.

Vandhana Naidu

Google

"We can't thank Sumit enough for helping us secure our first home - especially in such a tough and competitive market. He truly went above and beyond a..."

Emi Lia

Google

"We had a great experience with Sumit and his team. We can't express enough how grateful we are to them, as they did a really splendid job! Helped us a..."

Rajnil Sharma

Google

"Working with Sumit Joshi & co was a fantastic experience. They were very professional, knowledgeable, and made the whole process stress-free. I apprec..."

SS

Google

"I had an absolutely outstanding experience with RyRo Loan Centre and I cannot thank Sumit enough for his incredible support throughout my investment l..."

Garima Sharma

Google

"Sumit made the entire property purchasing process smooth and stress-free. Always professional, responsive, and genuinely helpful, he went above and be..."

Info Nue Design Homes

Google

"Our experience with Sumit and his team was wonderful. They guided us from start to finish in a professional and unbiased manner. They are a team of hi..."

Gopichand Paladugu

Google

"It's been an amazing experience working with Sumit, he helped me through initial Mortgage loan and recently in refinancing my loan. He helped me in ev..."

Naga Seramsetty

Google

"As recent migrants from New Zealand, my wife and I were navigating the complex Australian property market for the first time, and we couldn't have ask..."

Andrew Napier

Google

"I had an amazing experience working with Sumit to secure a loan for my first home. From start to finish, he made the process smooth, stress-free, and ..."

Kamal Raqba

Google

"Sumit Joshi is our trusted mortgage broker, we have used his services for the last 8 years and he has always guided us in the right direction and prov..."

Adam Moffat

Google

"As first-time homebuyers, we were initially unsure about which mortgage broker to choose, and we had a few lined up to discuss our needs. Sumit at RyR..."

Yash Dharva

Google

"I had an outstanding experience working with Vijay Dhingra from RyRo loan centre from start to finish. They made the entire mortgage process smooth, s..."

Praneet Singh

Google

"Sumit and his team were super helpful throughout the entire loan approval process. Always prompt with responses and super convenient to deal with if I..."

Sudhir Sehgal

Google

"First of all heartiest thanks Sumit for making our journey to get loan approval so smooth and in really very comfort zone, since I am in Australia I h..."

Chloe Martirena

Google

"I had an amazing experience working with Sumit while buying my first home! From the very beginning, he was incredibly responsive and always made time ..."

Suvidha Horn

Google

"Thank you so much Sumit, Dean, Kathryn and the team at RyRo. You guys have been excellent and thorough professionals. Highly recommended for any home ..."

Alex

Google

"Sumit and team gave as an amazing experience, even after we decided to back out of our first purchase , I reached out to Sumit a year or two later, he..."

Jay Patel

Google

"I had an exceptional experience with RyRo Loan Centre, and I wholeheartedly recommend their services. Sumit and his team were not only highly knowledg..."

Manjit Kaur

Google

"I had an amazing experience with Sumit! The whole process was smooth, professional, and stress-free. He was incredibly helpful every step of the way, ..."

Tyler Howard

Google

"I can't recommend Sumit enough! As a first-time home buyer, I was nervous about the whole process, but he made everything so easy and straightforward...."

Trusted by331+verified customers with5/5average rating on Google
RyRo office background
Sumit Joshi - Senior Loan Advisor

We can't thank Sumit enough for helping us secure our first home - especially in such a tough and competitive market. He truly went above and beyond at every step of the process. From answering all our questions with patience to finding the best possible deal, his dedication and expertise made all the difference. We always felt supported and informed, and his commitment gave us confidence during a very stressful time. Thanks to him, we're now proud homeowners. Highly recommend to anyone looking for a mortgage broker who genuinely cares.

VN

Vandhana Naidu

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