Home Loans
Home Loans

Home LoansSolutions

Expert guidance to secure the right home loan, from pre-approval to settlement.

50+
Lenders
Fast
Pre-approval
$0
Broker Fees

Why Choose Us?

Expert Guidance

12+ years experience

50+ Lenders

Best rates guaranteed

Fast Processing

Fast pre-approval

Free consultation & assessment
About Our Service

Home Loans Solutions

Expert guidance to secure the right home loan, from pre-approval to settlement. We help you navigate the complex world of home financing with personalised solutions tailored to your needs. Start by using our Borrowing Power Calculator to understand your capacity.
12+
Years Experience
1000+
Happy Clients
Our Services

What We Offer

Comprehensive home loans solutions tailored to your needs with expert guidance and competitive rates

Variable and fixed rate options

Professional guidance and support throughout your loan journey.

Offset and redraw facilities

Professional guidance and support throughout your loan journey.

Interest-only periods available

Professional guidance and support throughout your loan journey.

Split loan structures

Professional guidance and support throughout your loan journey.

Package deals with discounts

Professional guidance and support throughout your loan journey.

Refinancing options

Professional guidance and support throughout your loan journey.

All services come with our satisfaction guarantee
Key Benefits

Why Choose Our Home Loan Services?

Experience the difference with our expert guidance and comprehensive support designed to help you achieve your financial goals

Streamlined Pre-Approval Service

Get pre-approved quickly so you can shop with confidence and make competitive offers.

Access to 50+ Lenders

Compare rates and features from major banks, regional banks, and specialist lenders.

Expert Guidance

Our experienced brokers guide you through every step of the home buying process.

No Broker Fees

Our service is completely free to you - we're paid by the lender, not you.

Ready to Experience These Benefits?

Join thousands of satisfied customers who have improved their financial situation with our expert guidance

Book Free Consultation
Our Process

Our Home Loan Process

Simple, transparent steps to get your home loans approved with expert guidance every step of the way

1

Initial Consultation

We discuss your needs, financial situation, and home buying goals.

2

Pre-Approval

Get pre-approved quickly so you can shop with confidence.

3

Property Search

Find your dream home with confidence knowing your budget.

4

Loan Application

We handle all paperwork and submit your application to the best lender.

5

Settlement

Complete the purchase and get the keys to your new home.

Complete process typically takes 1-10 working days
FAQ

Frequently Asked Questions

Common questions about home loans answered by our expert team

Q

How much can I borrow for a home loan?

A

The amount you can borrow depends on your income, expenses, credit history, and the property value. We can help you calculate your borrowing capacity using our advanced tools.

Q

What's the difference between pre-approval and pre-qualification?

A

Pre-qualification is a basic estimate, while pre-approval is a formal assessment that gives you a specific loan amount and shows sellers you're a serious buyer.

Q

How long does the home loan process take?

A

Pre-approval typically takes 1-2 business days, while the full loan approval process usually takes 1-10 working days depending on the lender and complexity of your application.

Q

What documents do I need for a home loan application?

A

You'll need payslips, bank statements, tax returns, and identification documents. We'll provide you with a complete checklist tailored to your situation.

Still Have Questions?

Our expert team is here to help answer any questions you may have about home loans

Sumit Joshi - Senior Loan Advisor

Sumit Joshi

Senior Loan Advisor & Director

Available Now
Fast Response
330+ Reviews
Comprehensive Loan Solutions Available
8+
Services
50+
Lenders
fast
Approval

We can't thank Sumit enough for helping us secure our first home - especially in such a tough and competitive market. He truly went above and beyond at every step of the process. From answering all our questions with patience to finding the best possible deal, his dedication and expertise made all the difference. We always felt supported and informed, and his commitment gave us confidence during a very stressful time. Thanks to him, we're now proud homeowners. Highly recommend to anyone looking for a mortgage broker who genuinely cares.

- Vandhana Naidu

What Our Customers Say

5 out of 5

Based on 331+ verified Google Reviews. Here's what our satisfied customers have to say about their experience with RyRo Loan Centre.

Vandhana Naidu

Google

"We can't thank Sumit enough for helping us secure our first home - especially in such a tough and competitive market. He truly went above and beyond a..."

Emi Lia

Google

"We had a great experience with Sumit and his team. We can't express enough how grateful we are to them, as they did a really splendid job! Helped us a..."

Rajnil Sharma

Google

"Working with Sumit Joshi & co was a fantastic experience. They were very professional, knowledgeable, and made the whole process stress-free. I apprec..."

SS

Google

"I had an absolutely outstanding experience with RyRo Loan Centre and I cannot thank Sumit enough for his incredible support throughout my investment l..."

Garima Sharma

Google

"Sumit made the entire property purchasing process smooth and stress-free. Always professional, responsive, and genuinely helpful, he went above and be..."

Info Nue Design Homes

Google

"Our experience with Sumit and his team was wonderful. They guided us from start to finish in a professional and unbiased manner. They are a team of hi..."

Gopichand Paladugu

Google

"It's been an amazing experience working with Sumit, he helped me through initial Mortgage loan and recently in refinancing my loan. He helped me in ev..."

Naga Seramsetty

Google

"As recent migrants from New Zealand, my wife and I were navigating the complex Australian property market for the first time, and we couldn't have ask..."

Andrew Napier

Google

"I had an amazing experience working with Sumit to secure a loan for my first home. From start to finish, he made the process smooth, stress-free, and ..."

Kamal Raqba

Google

"Sumit Joshi is our trusted mortgage broker, we have used his services for the last 8 years and he has always guided us in the right direction and prov..."

Adam Moffat

Google

"As first-time homebuyers, we were initially unsure about which mortgage broker to choose, and we had a few lined up to discuss our needs. Sumit at RyR..."

Yash Dharva

Google

"I had an outstanding experience working with Vijay Dhingra from RyRo loan centre from start to finish. They made the entire mortgage process smooth, s..."

Praneet Singh

Google

"Sumit and his team were super helpful throughout the entire loan approval process. Always prompt with responses and super convenient to deal with if I..."

Sudhir Sehgal

Google

"First of all heartiest thanks Sumit for making our journey to get loan approval so smooth and in really very comfort zone, since I am in Australia I h..."

Chloe Martirena

Google

"I had an amazing experience working with Sumit while buying my first home! From the very beginning, he was incredibly responsive and always made time ..."

Suvidha Horn

Google

"Thank you so much Sumit, Dean, Kathryn and the team at RyRo. You guys have been excellent and thorough professionals. Highly recommended for any home ..."

Alex

Google

"Sumit and team gave as an amazing experience, even after we decided to back out of our first purchase , I reached out to Sumit a year or two later, he..."

Jay Patel

Google

"I had an exceptional experience with RyRo Loan Centre, and I wholeheartedly recommend their services. Sumit and his team were not only highly knowledg..."

Manjit Kaur

Google

"I had an amazing experience with Sumit! The whole process was smooth, professional, and stress-free. He was incredibly helpful every step of the way, ..."

Tyler Howard

Google

"I can't recommend Sumit enough! As a first-time home buyer, I was nervous about the whole process, but he made everything so easy and straightforward...."

Trusted by331+verified customers with5/5average rating on Google
RyRo office background
Sumit Joshi - Senior Loan Advisor

We can't thank Sumit enough for helping us secure our first home - especially in such a tough and competitive market. He truly went above and beyond at every step of the process. From answering all our questions with patience to finding the best possible deal, his dedication and expertise made all the difference. We always felt supported and informed, and his commitment gave us confidence during a very stressful time. Thanks to him, we're now proud homeowners. Highly recommend to anyone looking for a mortgage broker who genuinely cares.

VN

Vandhana Naidu

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Ready to Secure Your Financial Future?

Join 2000+ Australian families who've achieved their property dreams with RyRo Loan Centre. Get expert guidance and access to the best loan products.

Google
330+ Google reviews
12+ Years Experience
No Broker Fees Ever
Free Initial Consultation
Personalised Loan Strategy
No Hidden Fees
Dedicated Support Team

Contact Options

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Phone

1300 11 7976

9am-5:30pm AEDT

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Email

contact@ryroloancentre.com.au

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