Do you help clients in my suburb?

Very likely, yes. We are based in Norwest in the Hills District and work with clients right across Sydney, from the Hills and the growth corridor to Parramatta, Blacktown and beyond. Outside Sydney, we work with clients anywhere in NSW by phone and video. Put your suburb in the form and a broker will call you back.

Do I need to come into the office?

No. You can do the whole loan by phone, video call and email, and we handle your documents digitally. If you would rather meet face to face, our Norwest office at Suite 201, Tower A Esplanade, 11 Solent Cct is open Mon-Fri 9AM-5PM, with free parking on site.

Can you help if I live outside Sydney or interstate?

Distance is rarely a problem. One of our Google reviews is from a refinance client in Darwin who worked with us by phone and email from start to finish. Tell us where you live and where the property is, and we will confirm which lenders fit before you spend any time on paperwork.

How far is your office from my suburb?

Our office is in the Norwest Business Park, with Castle Hill, Baulkham Hills, Bella Vista and Kellyville all around it. Parramatta and Blacktown are the next councils over. For an exact travel time from your street, use the Get directions link on this page, or skip the trip and book a video call instead.

Why do only some suburbs have their own page?

We have written a full page for the suburbs closest to our Norwest office, starting with the Hills District, Norwest, Castle Hill, Baulkham Hills and Kellyville. Each one covers the local market, the loans locals use most and local questions. If your suburb is not listed, we can still help: the service and the lenders are the same.

Do you arrange construction and house and land loans in the growth corridor?

Yes. Box Hill, Rouse Hill, Kellyville, Schofields and Marsden Park have many new estates, so buyers there often need a construction loan or house and land finance. A build is paid out in stages as it goes up, and we pick lenders that release each stage without holding up your builder.

Does it cost more to use a broker outside the Hills District?

No. Our home loan service is free wherever you live, because the lender pays us once your loan settles. You pay $0 broker fees on home loans, whether you are in Castle Hill, Blacktown or regional NSW, and the free loan review comes with no credit check.

Service areas · Norwest office

Mortgage Broker Service Areas

Pick your area to see local market notes, FAQs and how we can help. Every consultation can also run by phone or video.

Hills District first: our office is in Norwest
Parramatta, Blacktown and all of Sydney
Anywhere in NSW by phone or video

5.0 from 360+ Google reviews
2,500+ clients helped
Credit Rep 446824

Updated November 2026

5.0From 360+ Google reviews Read them

Clients helped: 2,500+
Broker fees on home loans: $0
Loan review, no credit check: Free

Some of the banks and lenders we compare for you

Quick answer

Where does RyRo Loan Centre work?

Our mortgage broker service areas start in the Hills District, where our Norwest office is. From there we help buyers in Parramatta, Blacktown and the north west growth corridor, then right across Sydney. Anywhere else in NSW, we work by phone and video. The service, the lenders and the $0 broker fee on home loans are the same wherever you live.

1The Hills Shireour home turf
2Parramatta and Blacktownthe councils next door
3Greater Sydney and NSWin person, phone or video

Tier 1 · The Hills Shire

The Hills District, our home turf

These are the suburbs around our Norwest office. Each page covers the local market, the loans locals ask us about most and the questions we hear from neighbours. Pick yours.

Home turf
Mortgage broker Hills District
The wider Hills Shire, from the M2 to the Hawkesbury.
- First home loans
- Construction
- Refinancing
Photo: Shanjir H / Unsplash
Our office
Mortgage broker Norwest
Our office, in the Norwest Business Park.
- Home loans
- Refinancing
- Business finance
Mortgage broker Castle Hill
Established family suburb on the Metro Northwest.
- Refinancing
- Equity
- Upgrading
Photo: Brian Babb / Unsplash
Mortgage broker Baulkham Hills
Tightly held family suburb south of Norwest.
- Refinancing
- Equity
- Home loans
Photo: Samantha Gilmore / Unsplash
Mortgage broker Kellyville
Newer estates and Metro access in the growth corridor.
- First home buyers
- Construction
- House and land
Photo: Shanjir H / Unsplash

Also in the Hills

No page for your suburb yet? We work with buyers and refinancers in these Hills suburbs too. Our mortgage broker in the Hills District guide covers the whole shire.

Bella Vista
Rouse Hill
North Kellyville
Beaumont Hills
Box Hill
Glenwood
Annangrove
Kenthurst
Dural

Tier 2 · The councils next door

Parramatta, Blacktown and the growth corridor

Parramatta and Blacktown are the closest council areas to our office, and the north west growth corridor runs right through them. Lots of new estates, lots of first home buyers and plenty of builds.

Suburbs we work in here

Parramatta
Winston Hills
Blacktown
Seven Hills
Quakers Hill
The Ponds
Schofields
Riverstone
Marsden Park

Building a new home
A build is paid out in stages as it goes up. We pick lenders that release each stage without holding up your builder.
Construction loans
House and land
Separate land and build contracts, two settlements and a valuation on a home not built yet. Some lenders handle this far better than others.
House and land loans
Your first home
The 5% Deposit Scheme and the NSW grant for new homes both come into play here. We check which ones you can use.
Help for first home buyers
Renovating
A kitchen, an extension or a granny flat out the back. We work out whether a top-up, a refinance or a construction loan pays for it best.
Home renovation loan broker

Buying or building in the corridor?

Tell us the estate and your deposit. We will tell you which lenders suit your build and how much you can borrow.

Get my free loan review

Tier 3 · Greater Sydney and NSW

Other areas we help

We also work with clients in these suburbs and across NSW. Get in touch wherever you are.

All of Sydney
Mortgage broker Sydney
Every Sydney suburb, from the CBD to the Hills.
- Home loans
- Refinancing
- Investing
Photo: Dan Freeman / Unsplash

Further out, still close

Across the Hornsby side of the Hills and beyond, we meet clients at the office or on video.

West Pennant Hills
Cherrybrook
Pennant Hills
Westleigh
Thornleigh

Regional NSW or further afield? We have helped clients as far away as Darwin by phone and email.

However you want to meet

Most of the work happens on the phone and online anyway, so where you live does not change the service. If you want a broker to map it out first, book a free strategy call.

In person
Meet Sumit at our Norwest office. Free parking on site.
Video call
Talk it through on screen, from home or work, at a time that suits you.
Phone and email
Send documents digitally and get updates by phone, SMS and email.

Sumit · 0:54

We guide you every step until settlementSumit Joshi, RyRo Loan Centre · call, email or message, whatever suits you

Visit the office

Our Norwest office, in the middle of the Hills

Every area on this page is served from one place: Tower A Esplanade in the Norwest Business Park. Read more about our Norwest office and the suburbs around it.

Tower A Esplanade at Norwest lit up in the evening

Sumit Joshi standing at the RyRo Loan Centre reception in Norwest — Sumit at receptionTower A Esplanade, Norwest

Norwest, in the Hills District

Suite 201, Tower A Esplanade
11 Solent Cct, Norwest NSW 2153

Open Mon-Fri 9AM-5PM

In person
Video
Free parking

Book a meeting with Sumit

Get directions

Say hello first

A quick welcome from Sumit

Not sure about coming in? Watch Sumit introduce the team and how we work, then pick the way you want to meet.

Sumit · 0:42

Welcome to RyRo Loan CentreSumit Joshi, RyRo Loan Centre

Google reviews

Distance was not an issue

Clients across Sydney and beyond rate us 5.0 from 360+ Google reviews. Here are a few who did it by phone, Zoom and email.

5.0

From 360+ Google reviews

Sumit · 2:59

From two properties to four in six monthsSumit Joshi, RyRo Loan Centre

Read all 360+ Google reviews

Dominique Veloso
6 months ago on Google
I had a great experience working with Sumit and his team to refinance my home. They were professional, responsive, and made the entire process straightforward from start to finish. Sumit took the time to clearly explain my options and helped secure a very competitive interest rate that suited my financial goals. Communication was excellent throughout, and the team was always available to answer questions and provide updates, which made the process much less stressful. I’m based in Darwin, distance was not an issue as they communicated very well via phone calls and emails. I really appreciated their efficiency and attention to detail, ensuring everything progressed smoothly and on time. I would highly recommend Sumit and his team to anyone looking to refinance or obtain a home loan.
Dominique Veloso
6 months ago on Google
I had a great experience working with Sumit and his team to refinance my home. They were professional, responsive, and made the entire process straightforward from start to finish. Sumit took the time to clearly explain my options and helped secure a very competitive interest rate that suited my financial goals. Communication was excellent throughout, and the team was always available to answer questions and provide updates, which made the process much less stressful. I’m based in Darwin, distance was not an issue as they communicated very well via phone calls and emails. I really appreciated their efficiency and attention to detail, ensuring everything progressed smoothly and on time. I would highly recommend Sumit and his team to anyone looking to refinance or obtain a home loan.
Nicki Habkouk
4 years ago on Google
Thanks for helping us to easily apply for a loan for our first investment property. Thanks for answering all my questions and being available via zoom and over the phone. It was all smooth sailing! Highly recommended.
Praveen Kumar
4 years ago on Google
It has been awesome experience with Sumit for my house loan process. He was helping and guiding me from the last 6-8 months and advising on how much worth I can go for based on the financials. Everything was taken care and discussed over the phone and the loan process and approval was pretty seamless. Highly recommend Sumit and thank you so much in helping for securing our first home.
Praveen Kumar
4 years ago on Google
It has been awesome experience with Sumit for my house loan process. He was helping and guiding me from the last 6-8 months and advising on how much worth I can go for based on the financials. Everything was taken care and discussed over the phone and the loan process and approval was pretty seamless. Highly recommend Sumit and thank you so much in helping for securing our first home.
Garima Sharma
a year ago on Google
Sumit made the entire property purchasing process smooth and stress-free. Always professional, responsive, and genuinely helpful, he went above and beyond to find the right solution for me and to answer all my questions. I’m very happy with the outcome and highly recommend him to anyone looking for a reliable broker in Sydney!
Garima Sharma
a year ago on Google
Sumit made the entire property purchasing process smooth and stress-free. Always professional, responsive, and genuinely helpful, he went above and beyond to find the right solution for me and to answer all my questions. I’m very happy with the outcome and highly recommend him to anyone looking for a reliable broker in Sydney!

Sumit Joshi JP

Principal broker, Credit Rep 446824

Who you will deal with

A broker who picks up the phone

Wherever you live, you deal with me from the first call to settlement.

Sumit Joshi runs RyRo Loan Centre from Norwest. He has helped 2,500+ clients, and he is the broker you speak to whether you live in Castle Hill, Blacktown or regional NSW.

Want to know more about the team first? Read about RyRo Loan Centre.

Talk to Sumit

Free calculators

Run the numbers for your suburb

Prices differ a lot between Kellyville, Parramatta and Blacktown. Start with what you can borrow.

See all our free mortgage calculators, or browse every loan we can help with.

FAQs

Service area questions

Where we work, how we meet and what it costs, wherever you live.

Very likely, yes. We are based in Norwest in the Hills District and work with clients right across Sydney, from the Hills and the growth corridor to Parramatta, Blacktown and beyond. Outside Sydney, we work with clients anywhere in NSW by phone and video. Put your suburb in the form and a broker will call you back.
No. You can do the whole loan by phone, video call and email, and we handle your documents digitally. If you would rather meet face to face, our Norwest office at Suite 201, Tower A Esplanade, 11 Solent Cct is open Mon-Fri 9AM-5PM, with free parking on site.
Distance is rarely a problem. One of our Google reviews is from a refinance client in Darwin who worked with us by phone and email from start to finish. Tell us where you live and where the property is, and we will confirm which lenders fit before you spend any time on paperwork.
Our office is in the Norwest Business Park, with Castle Hill, Baulkham Hills, Bella Vista and Kellyville all around it. Parramatta and Blacktown are the next councils over. For an exact travel time from your street, use the Get directions link on this page, or skip the trip and book a video call instead.
We have written a full page for the suburbs closest to our Norwest office, starting with the Hills District, Norwest, Castle Hill, Baulkham Hills and Kellyville. Each one covers the local market, the loans locals use most and local questions. If your suburb is not listed, we can still help: the service and the lenders are the same.
Yes. Box Hill, Rouse Hill, Kellyville, Schofields and Marsden Park have many new estates, so buyers there often need a construction loan or house and land finance. A build is paid out in stages as it goes up, and we pick lenders that release each stage without holding up your builder.
No. Our home loan service is free wherever you live, because the lender pays us once your loan settles. You pay $0 broker fees on home loans, whether you are in Castle Hill, Blacktown or regional NSW, and the free loan review comes with no credit check.

Still unsure if we cover your area? Ask a broker

Talk to a broker

Wherever you live, start with a free loan review

Tell us your suburb and what you are planning. A broker reads your details and calls you back, then we meet in Norwest, on video or by phone.

We generally respond within an hour. Prefer to pick a time? Book your strategy call online or contact us.

Sumit Joshi of RyRo Loan Centre smiling in a blue suit and gold tie