Regional First Home Buyer Guarantee
Regional First Home Buyer Guarantee

Regional First Home Buyer GuaranteeSolutions

Specialised support for first home buyers in regional areas with access to government guarantees and incentives.

50+
Lenders
Fast
Pre-approval
$0
Broker Fees

Why Choose Us?

Expert Guidance

12+ years experience

50+ Lenders

Best rates guaranteed

Fast Processing

Fast pre-approval

Free consultation & assessment
About Our Service

Regional First Home Buyer Guarantee Solutions

The Regional First Home Buyer Guarantee helps eligible first home buyers purchase a home in regional areas with as little as 5% deposit. This scheme is designed to support regional development and make homeownership more accessible in regional Australia.

12+
Years Experience
1000+
Happy Clients
Government Grants & Schemes

Available Government Support

Access all available government grants and schemes to maximize your savings and reduce your deposit requirements

First Home Owner Grant (FHOG)

One-time lump sum payment to help first home buyers enter the property market. Amount varies by state and location.

Available Nationwide

First Home Buyer Guarantee Scheme (FHBG)

Purchase a home with as little as 5% deposit without paying Lenders Mortgage Insurance (LMI).

5% Deposit Available

Family Home Guarantee

For single parents and legal guardians - purchase with as little as 2% deposit without LMI.

2% Deposit Available

Regional First Home Buyer Guarantee

5% deposit for regional properties. Must have lived in regional area for 12 months.

Regional Areas Only

Stamp Duty Concessions

Reduction or elimination of stamp duty fees for first home buyers. Varies by state and property value.

State-Specific

First Home Super Saver Scheme

Save for your first home inside your superannuation fund with tax benefits and withdraw for purchase.

Tax Benefits

Need Help with Grant Applications?

Our experts can help you identify and apply for all available grants and schemes to maximize your savings

Get Grant Assistance
Our Services

What We Offer

Comprehensive regional first home buyer guarantee solutions tailored to your needs with expert guidance and competitive rates

Regional First Home Buyer Guarantee

Professional guidance and support throughout your loan journey.

5% deposit without LMI

Professional guidance and support throughout your loan journey.

Must live in regional area for 12 months

Professional guidance and support throughout your loan journey.

Access to regional grants and incentives

Professional guidance and support throughout your loan journey.

Streamlined pre-approval service

Professional guidance and support throughout your loan journey.

Access to 50+ lenders

Professional guidance and support throughout your loan journey.

Zero broker fees

Professional guidance and support throughout your loan journey.

Complete regional area guidance

Professional guidance and support throughout your loan journey.

All services come with our satisfaction guarantee
Key Benefits

Why Choose Our Regional First Home Buyer Services?

Experience the difference with our expert guidance and comprehensive support designed to help you achieve your financial goals

5% Deposit Without LMI

Purchase your regional home with as little as 5% deposit without paying Lenders Mortgage Insurance through the government guarantee.

Regional Area Expertise

Our team has extensive knowledge of regional property markets and can guide you to the best areas for investment and lifestyle.

Access to Regional Incentives

We help you access regional-specific grants, stamp duty concessions, and other incentives available in your chosen area.

Simplified Eligibility Process

We guide you through the 12-month regional residency requirement and help verify your eligibility for the scheme.

Ready to Experience These Benefits?

Join thousands of satisfied customers who have improved their financial situation with our expert guidance

Book Free Consultation
Our Process

Your Regional First Home Buyer Journey

Simple, transparent steps to get your regional first home buyer guarantee approved with expert guidance every step of the way

1

Regional Eligibility Check

Verify that you meet the 12-month regional residency requirement and confirm your chosen area qualifies as regional.

2

Initial Consultation

Discuss your regional property goals, budget, and preferred locations with our regional property experts.

3

Grant & Incentive Review

Review all available regional grants and government incentives to maximize your savings and benefits.

4

Borrowing Power Assessment

Calculate your borrowing capacity and determine the best loan structure for your regional property purchase.

5

Pre-approval & Property Search

Get pre-approved and start searching for your ideal regional property with confidence.

6

Application & Settlement

Submit your application and complete settlement with all regional incentives and grants applied.

Complete process typically takes 1-10 working days
FAQ

Frequently Asked Questions

Common questions about regional first home buyer guarantee answered by our expert team

Q

What is the Regional First Home Buyer Guarantee?

A

The Regional First Home Buyer Guarantee helps eligible first home buyers purchase a home in regional areas with as little as 5% deposit without paying Lenders Mortgage Insurance (LMI).

Q

What are the eligibility requirements?

A

You must be a first home buyer or haven't owned property in the past 10 years, be an Australian citizen or permanent resident, aged 18 or over, and have lived in a regional area for at least 12 months.

Q

What areas are considered regional?

A

Regional areas are defined by the Australian Government and include areas outside major capital cities. We can help you check if your preferred area qualifies as regional.

Q

How much deposit do I need?

A

With the Regional First Home Buyer Guarantee, you can purchase a home with as little as 5% deposit without paying LMI, making homeownership more accessible.

Q

Can I buy any type of property?

A

Yes, you can buy or build a property of any type (new or established) in an eligible regional area under this scheme.

Q

What other regional incentives are available?

A

In addition to the guarantee, there may be regional-specific grants, stamp duty concessions, and other incentives available depending on your location.

Still Have Questions?

Our expert team is here to help answer any questions you may have about regional first home buyer guarantee

Sumit Joshi - Senior Loan Advisor

Sumit Joshi

Senior Loan Advisor & Director

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Comprehensive Loan Solutions Available
8+
Services
50+
Lenders
fast
Approval

We can't thank Sumit enough for helping us secure our first home - especially in such a tough and competitive market. He truly went above and beyond at every step of the process. From answering all our questions with patience to finding the best possible deal, his dedication and expertise made all the difference. We always felt supported and informed, and his commitment gave us confidence during a very stressful time. Thanks to him, we're now proud homeowners. Highly recommend to anyone looking for a mortgage broker who genuinely cares.

- Vandhana Naidu

What Our Customers Say

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Based on 331+ verified Google Reviews. Here's what our satisfied customers have to say about their experience with RyRo Loan Centre.

Vandhana Naidu

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"We can't thank Sumit enough for helping us secure our first home - especially in such a tough and competitive market. He truly went above and beyond a..."

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Google

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SS

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Trusted by331+verified customers with5/5average rating on Google
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Sumit Joshi - Senior Loan Advisor

We can't thank Sumit enough for helping us secure our first home - especially in such a tough and competitive market. He truly went above and beyond at every step of the process. From answering all our questions with patience to finding the best possible deal, his dedication and expertise made all the difference. We always felt supported and informed, and his commitment gave us confidence during a very stressful time. Thanks to him, we're now proud homeowners. Highly recommend to anyone looking for a mortgage broker who genuinely cares.

VN

Vandhana Naidu

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Ready to Secure Your Financial Future?

Join 2000+ Australian families who've achieved their property dreams with RyRo Loan Centre. Get expert guidance and access to the best loan products.

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12+ Years Experience
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