Regional First Home Buyer Guarantee Solutions
The Regional First Home Buyer Guarantee helps eligible first home buyers purchase a home in regional areas with as little as 5% deposit. This scheme is designed to support regional development and make homeownership more accessible in regional Australia.
Available Government Support
Access all available government grants and schemes to maximize your savings and reduce your deposit requirements
First Home Owner Grant (FHOG)
One-time lump sum payment to help first home buyers enter the property market. Amount varies by state and location.
First Home Buyer Guarantee Scheme (FHBG)
Purchase a home with as little as 5% deposit without paying Lenders Mortgage Insurance (LMI).
Family Home Guarantee
For single parents and legal guardians - purchase with as little as 2% deposit without LMI.
Regional First Home Buyer Guarantee
5% deposit for regional properties. Must have lived in regional area for 12 months.
Stamp Duty Concessions
Reduction or elimination of stamp duty fees for first home buyers. Varies by state and property value.
First Home Super Saver Scheme
Save for your first home inside your superannuation fund with tax benefits and withdraw for purchase.
Need Help with Grant Applications?
Our experts can help you identify and apply for all available grants and schemes to maximize your savings
Get Grant AssistanceWhat We Offer
Comprehensive regional first home buyer guarantee solutions tailored to your needs with expert guidance and competitive rates
Regional First Home Buyer Guarantee
Professional guidance and support throughout your loan journey.
5% deposit without LMI
Professional guidance and support throughout your loan journey.
Must live in regional area for 12 months
Professional guidance and support throughout your loan journey.
Access to regional grants and incentives
Professional guidance and support throughout your loan journey.
Streamlined pre-approval service
Professional guidance and support throughout your loan journey.
Access to 50+ lenders
Professional guidance and support throughout your loan journey.
Zero broker fees
Professional guidance and support throughout your loan journey.
Complete regional area guidance
Professional guidance and support throughout your loan journey.
Why Choose Our Regional First Home Buyer Services?
Experience the difference with our expert guidance and comprehensive support designed to help you achieve your financial goals
5% Deposit Without LMI
Purchase your regional home with as little as 5% deposit without paying Lenders Mortgage Insurance through the government guarantee.
Regional Area Expertise
Our team has extensive knowledge of regional property markets and can guide you to the best areas for investment and lifestyle.
Access to Regional Incentives
We help you access regional-specific grants, stamp duty concessions, and other incentives available in your chosen area.
Simplified Eligibility Process
We guide you through the 12-month regional residency requirement and help verify your eligibility for the scheme.
Ready to Experience These Benefits?
Join thousands of satisfied customers who have improved their financial situation with our expert guidance
Book Free ConsultationYour Regional First Home Buyer Journey
Simple, transparent steps to get your regional first home buyer guarantee approved with expert guidance every step of the way
Regional Eligibility Check
Verify that you meet the 12-month regional residency requirement and confirm your chosen area qualifies as regional.
Initial Consultation
Discuss your regional property goals, budget, and preferred locations with our regional property experts.
Grant & Incentive Review
Review all available regional grants and government incentives to maximize your savings and benefits.
Borrowing Power Assessment
Calculate your borrowing capacity and determine the best loan structure for your regional property purchase.
Pre-approval & Property Search
Get pre-approved and start searching for your ideal regional property with confidence.
Application & Settlement
Submit your application and complete settlement with all regional incentives and grants applied.
Frequently Asked Questions
Common questions about regional first home buyer guarantee answered by our expert team
What is the Regional First Home Buyer Guarantee?
The Regional First Home Buyer Guarantee helps eligible first home buyers purchase a home in regional areas with as little as 5% deposit without paying Lenders Mortgage Insurance (LMI).
What are the eligibility requirements?
You must be a first home buyer or haven't owned property in the past 10 years, be an Australian citizen or permanent resident, aged 18 or over, and have lived in a regional area for at least 12 months.
What areas are considered regional?
Regional areas are defined by the Australian Government and include areas outside major capital cities. We can help you check if your preferred area qualifies as regional.
How much deposit do I need?
With the Regional First Home Buyer Guarantee, you can purchase a home with as little as 5% deposit without paying LMI, making homeownership more accessible.
Can I buy any type of property?
Yes, you can buy or build a property of any type (new or established) in an eligible regional area under this scheme.
What other regional incentives are available?
In addition to the guarantee, there may be regional-specific grants, stamp duty concessions, and other incentives available depending on your location.
Still Have Questions?
Our expert team is here to help answer any questions you may have about regional first home buyer guarantee



