Video with Sumit Joshi, RyRo Loan Centre
Will your income be accepted on parental leave?
- 0:35
- Posted 28 May 2025
- Read the transcript
What this video covers
Can you get a home loan while you or your partner are on parental leave? Yes, lenders can count your income with a letter from your employer that confirms your return date and income.
Related: Income annualisation calculator
Transcript
What Sumit says
0:00One of the commonly asked questions is, me or my partner is on parenting leave, will our income be accepted while we are on parenting leave? The answer to that is yes,
0:12your income will be accepted while you are on parenting leave. However, you will be required to get a letter from your employer explaining the date of return, the income you will be on,
0:26and other couple of little things on that employment letter. Give me a call if you have any questions or DM me for that.
Transcribed from the video and lightly corrected. General information only, not advice for your situation. See our disclaimer.
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Sumit Joshi JP, Credit Rep 446824. AFG Award Winner 2013 to 2019 and AFG Excellence Awards finalist 2022 to 2026.